Meet Your Advisor

About Louis Soto

Mortgage Loan Originator · NMLS #307603

Get to Know Me

Watch this short video to learn about my background, my approach, and how I can help you achieve your homeownership goals.

Published Author

Mortgage Matters

Mortgage Matters by Louis Soto

Mortgage Matters

Strategies to Successful Mortgage Planning in a Post Mortgage Meltdown Market

In this book, Louis Soto draws on years of experience to guide homeowners and buyers through the complexities of mortgage planning — helping readers make confident, informed decisions in any market.

View on Barnes & Noble

Client Reviews

What Clients Are Saying on Zillow

5.0on Zillow

"Louis was absolutely amazing throughout the entire process. He explained everything clearly and made sure we understood every step. We closed on time and couldn't be happier with our new home!"

Maria T.March 2024

"As a first-time homebuyer I was nervous, but Louis made the process so smooth. He was always available to answer my questions and truly had my best interest at heart. Highly recommend!"

James R.January 2024

"We refinanced with Louis and saved significantly on our monthly payment. He found us a great rate and the whole process was seamless. We've already referred him to our family."

Sandra & Mike L.November 2023

"Louis is knowledgeable, professional, and genuinely cares about his clients. He walked us through every option and helped us choose the right loan for our situation. Five stars without hesitation."

David K.September 2023

Ready to work together?

Let's find the right loan for your situation — no pressure, no commitment.

Your Loan Portal

Louis Soto — NMLS #307603
Mortgage Loan Originator
Mortgage Plus Home Loans

62 State Route 36 South
Keyport, NJ 07735

© 2026 Mortgage Plus Home Loans. All rights reserved.

NMLS #164657NMLS Consumer AccessLicensed by the NJ Dept. of Banking & Insurance

Mortgage Plus Home Loans is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.